What Our Members Say

The measure of our work is the impact we have on the businesses that trust us with their financing needs. Our members come from a wide range of sectors and company sizes, but they share one common experience: COFIDI.IT SOC. COOP. helped them access credit when they needed it most. Below are testimonials from some of the businesses we have had the privilege of supporting. Their words reflect the commitment and professionalism we bring to every guarantee we issue.

"Before joining COFIDI.IT SOC. COOP., our company had been turned down twice by lenders due to insufficient collateral. The team analysed our financial position thoroughly and issued a guarantee that gave our bank the confidence to approve a €180,000 investment loan for new production equipment. Within eight months of installation, our output capacity had increased by 35%. The advisory support throughout the process was exceptional."

— Marco Dellavecchia

★★★★★

"As a professional services firm, we always struggled to get banks to recognise the value of our client contracts as a form of security. COFIDI.IT SOC. COOP. understood our business model immediately and structured a guarantee that accurately reflected our actual risk. The credit line we secured allowed us to hire three additional consultants and take on a major public sector contract. I would not hesitate to recommend them to any service-sector business."

— Valentina Ferrini

★★★★★

"The Public Guarantee Fund application support we received from COFIDI.IT SOC. COOP. saved us an enormous amount of time and frustration. Their team handled all the documentation and kept us informed at every stage. We were approved for a combined cooperative and public guarantee that reduced our borrowing rate by over one percentage point. That saving makes a real difference to a business of our size over the life of a five-year loan."

— Gianluca Moretti

★★★★★

"We were expanding our retail operations and needed a working capital facility to bridge a seasonal cash flow gap. COFIDI.IT SOC. COOP. moved quickly and we had a guarantee decision within a few days. The bank approved our credit line shortly after, and we were able to stock up ahead of our peak trading period without any financial stress. The speed and professionalism of the team made a genuinely difficult period much more manageable."

— Alessandra Bruni

★★★★☆

"I have been a member of COFIDI.IT SOC. COOP. for over four years and have used their guarantee services twice. What sets them apart is the continuity of the relationship — the same advisor who helped me with my first application understood my business well enough to fast-track my second request with minimal additional documentation. That kind of institutional knowledge and genuine partnership is rare in the financial services world and something I genuinely value."

— Roberto Cantagalli

★★★★★